THE ABA PUBLIC LICENCE

0. Australian Business Access Pty Ltd (ACN 070 045 117) owns Software which
it wishes to make available to the general public without charge. This Licence,
issued on October 1 1998, governs the terms and conditions under which
Software that ABA so designates may be used. No other licence is granted or
implied other than what is explicitly stated herein.

1. For the purposes of this Licence, the term "Software" refers to all files 
containing a copyright notice referring to "The ABA Public Licence", and
all derivative works. If this Licence is applied to a source file, then it
applies equally to all compiled, encoded, executable or encrypted formats.
Likewise if this Licence is applied to a file it applies to all subsequent
modifications to the file.

2. For the purposes of this Licence, the term "Permitted Uses" refers to
the compilation, linking, execution, modification, copying and distribution
of the Software.

3. For the purposes of this Licence, the term "Licensee" applies to any
individual or organisation who elects to agree to the full terms and conditions
of the Licence, and hence who may put the Software to the Permitted Uses.

4. If any law or regulation prevents an individual or organisation from 
being bound by each and every term and condition of this Licence,
then no licence whatsoever is granted and the party may not become a
Licensee.

5. GRANT OF LICENCE. Australian Business Access hereby grants Licence
to the accompanying Software for the Permitted Uses subject to all of the
following conditions being met:

        a) This Licence must remain intact and unaltered, and accompany each
           and every copy of the Software.

        b) The Licensee must not alter or remove any mark or notice of
           ownership, copyright, trademark or any other property right
           that has been placed on the Software.

        c) Modified files must contain a prominent notice stating the
           date, purpose, location and author of each change.

        d) All modifications must be promptly emailed to sec@aba.net.au.

        e) A copy of the Software must be supplied to recipient of a work,
           product or service which uses the Software. This condition will
           be considered fulfilled if the recipient is notified in writing
           of the Australian Business Access web site address "www.aba.net.au".

        f) Any work, product or service using the Software must be supplied
           with a prominent notice acknowledging Australian Business Access
           and the use of the Software.

        g) No charge whatsoever may be made for copying or distributing the
           Software.

        h) Notwithstanding condition (g), the Software may be incorporated into
           any commercial work, product or service which has functionality
           in excess of that provided by the Software.

6. Australian Business Access hereby asserts total ownership of any derivative
works created consequential to the Permitted Uses of the Software.
Notwithstanding this right of ownership, Australian Business Access waives all
ownership and interest in any work created by a Licensee which simply
utilises the Software as a module or library. Under no circumstances does this
waiver apply to the Software itself or any modification thereof.

7. If you have any copy of Software covered by this Licence and you are not
a Licensee, you must destroy each such copy as soon as possible.

8. The Licensee is hereby notified that:

        a) The Software may contain cryptographic technology that is
           subject to the import or export controls of certain countries.

        b) The Software may contain technology patented in some countries
           and therefore require additional licensing from the patent holders
           in those countries prior to use.

9. Australian Business Access makes no claim or representation
that the use of the Software will not infringe any third party's rights.

10. The Software is provided with NO WARRANTY explicit or implied. Australian
Business Access does not claim or represent any suitability of purpose
or guarantee of correct operation. This is free software. If it breaks you get
to keep both pieces.

11. The Software is put to its Permitted Uses solely at the discretion and risk
of the Licensee. Furthermore, the Licensee agrees to indemnify Australian 
Business Access from any and all actions or damages arising from, or
consequential to, the Permitted Use of the Software.

12. This Licence, and the rights it grants, are solely governed by the Laws
of the State of Victoria, Australia.

13. Australian Business Access may be contacted in the following ways:
        Phone:          +61 3 8341 2400
        Fax:            +61 3 8341 2499
        Email:          enquiries@aba.net.au
        Address:        Level 2, 33 Lincoln Square South
                        Carlton, Victoria 3053, Australia